Thank you for your interest in the MIRAVAL community, and Wells Fargo pre-qualification services. This is a no-cost/no obligation program and takes approximately 5-10 minutes to complete.

After completing Step 1 and Step 2 below, you will be notified by email or phone of your pre-qualification status within 24-48 hours from receipt of your information. Thank you again and we look forward to placing you one step closer to your dream home at MIRAVAL.

Step 1

Please apply online by visiting:

www.wfhm.com/josh-emmons

  • Click on “Get Started” under “Want to learn more about financing options.   
  • Select “buy a home” under my goal
  • Select the option that best fits your needs under “I’d like to”
  • Select "Continue"
  • Complete the information requested
  • When asked to if you are working with a realtor please select yes and list type MIRAVAL in the box provided. 
  • Select "Continue"
  • Go to step 2 and provide requested documentation. 

Josh Emmons, 

Home Mortgage Consultant Builder Division

NMLSR ID #1251390

Direct: (949) 567-5570

Cell: (949) 842-4445

eFax: (855) 299-0128

Email: josh.emmons@wellsfargo.com

 

Step 2

Submit Documentation via fax or email

  • Most Recent 2 Pay Check Stubs
  • Most recent 2 years W-2 and/or 1099 forms (all employers)
  • Most recent 2 years Personal Tax Returns (all schedules)
  • Most recent 2 years Business Tax Returns (if applicable/all schedules)
  • Most recent 2 months Bank Statements for all assets (all pages)
  • Most recent Retirement Statement (401k/IRA/Pension)
  • Name and Phone number of Landlord (if applicable)
  • If you own other properties provide tax bill, Insurance bill and HOA bill for each property
  • If you are a non us citizen please provide a copy of your green card or visa